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GROUP LONG TERM CARE

Group Long Term Care 

Long-term care is the assistance your employees will need for an extended period of time if they develop a chronic illness, disability, or cognitive impairment, such as Alzheimer's disease.  Long-term care differs from medical care received in a hospital or provided by a doctor, which usually is covered by private health insurance or Medicare. 

Long-term care can be very expensive.  Depending on the type of care one may need, one year of care in a nursing home may cost, on average, over $40,000.  Home care is less expensive but still very costly.

To reduce this potential financial exposure to your employees, long-term care insurance is an inexpensive way to provide financial protection to your employees.

Long Term Care Insurance Carriers include:

• John Hancock
• GE Capital (Genworth)
• MetLife

Products Represented include:

• Reimbursement
• Indemnity
• Comprehensive
• Facility Only
• Home Care Only
• Tax Qualified
• Non-Tax Qualified
• California Partnership
• Executive Carve-Out
• Guaranteed Standard Issue

The following agents are trained in this specialized area of coverage:

• Ted Elink Schuurman:  tedeli@hmbd.com
• Dan Roddy:                   danrod@hmbd.com
• Jay Semaan:                 jsemaan@hmbd.com
• Travis England:            tengland@hmbd.com