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Employee Benefits / Group Health & Dental Insurance

Group Health & Dental Insurance

As an employer, Hamman-Miller-Beauchamp-Deeble, Inc., understands the concerns you have in wanting to provide quality health insurance coverage to your employees. As an agency with over 70 years experience in the insurance marketplace, we know how concerned you are in facing unprecedented increases in the cost of providing healthcare coverage to your employees. We have the expertise to create solutions in analyzing, designing and implementing employee benefit programs.

The most expensive component of any company's benefits program is Major Medical insurance. Employees are the most valuable asset of any company. In today's tight job market, the quality and affordability of medical coverage for employees and their families can be a determining factor in attracting and keeping those employees.

HMBD's Benefits offers a wide variety of benefit plans to large and small employers. Products such as, all forms of managed care HMO, EPO, POS, PPO, HSA's, alternate funding, and multi-site plans are included. We have solid relationships with carriers that offer superior plans and service.
Some of these carriers are:

• Aetna US Healthcare
• Blue Cross
• Blue Shield
• California Choice
• CIGNA
• Healthnet
• Kaiser
• Pacificare
• United Health Care
• Self-Funding Programs

After Major Medical, Dental insurance usually ranks as the second most popular employee insurance benefit. Whether paid by the employee, the employer, or a combination, Dental coverage is usually an affordable option for your company. HMBD's Benefits can provide you with options on plan design.

Your choice of:

• Deductibles and limits
• Level of preventative care
• Orthodontic coverage
• Waiting periods
• A plan customized for the unique needs of your firm and its employees

The following agents are trained in this specialized area of coverage:

• Jay Semaan:        jsemaan@hmbd.com
• Travis England:   tengland@hmbd.com
• Dan Roddy:          danrod@hmbd.com